Flood Insurance Fairness Act of 2013 - Prohibits the taking effect of specified flood insurance premium changes under the Biggert-Waters Flood Insurance Reform Act of 2012 and the National Flood Insurance Act of 1968 (which prohibit the estimating of flood insurance premium rates for severe repetitive loss and other specified properties or extending premium subsidies to new or lapsed flood insurance policies, and which also require certain flood insurance risk premium rate adjustments) until 180 days after both chambers of Congress have completed consideration of a qualified joint resolution providing for legislative changes to ensure that risk premium rates for flood insurance coverage under the national flood insurance program are substantially affordable for all homeowners.
Directs the Administrator of the Federal Emergency Management Agency (FEMA) to submit to Congress and make publicly available a determination of whether the risk premium rates for flood insurance coverage under the national flood insurance program resulting from such legislative changes are substantially affordable for all homeowners.
Sets forth procedures for expedited congressional consideration of the proposed joint resolution.
[Congressional Bills 113th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3218 Introduced in House (IH)]
113th CONGRESS
1st Session
H. R. 3218
To delay increases in flood insurance premium rates under the national
flood insurance program until completion of the pending study regarding
the affordability of such rates and congressional consideration of
reforms to make such rates affordable, and for other purposes.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
September 28, 2013
Mr. Nugent (for himself, Ms. Castor of Florida, Mr. Rooney, Ms. Ros-
Lehtinen, Mr. Bilirakis, Mr. Garcia, Mr. Young of Florida, Mr. Miller
of Florida, Mr. Posey, Mr. Webster of Florida, Mr. Ross, and Mr. Yoho)
introduced the following bill; which was referred to the Committee on
Financial Services, and in addition to the Committee on Rules, for a
period to be subsequently determined by the Speaker, in each case for
consideration of such provisions as fall within the jurisdiction of the
committee concerned
_______________________________________________________________________
A BILL
To delay increases in flood insurance premium rates under the national
flood insurance program until completion of the pending study regarding
the affordability of such rates and congressional consideration of
reforms to make such rates affordable, and for other purposes.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ``Flood Insurance Fairness Act of
2013''.
SEC. 2. DELAY IN FLOOD INSURANCE PREMIUM CHANGES UNTIL COMPLETION OF
AFFORDABILITY STUDY.
(a) In General.--Notwithstanding any other provision of law, the
amendments made by sections 100205 and 100207 of the Biggert-Waters
Flood Insurance Reform Act of 2012 (Public Law 112-141; 126 Stat. 917)
to sections 1307 and 1308 of the National Flood Insurance Act of 1968
(42 U.S.C. 4014 and 4015) shall not take effect until the expiration of
the 180-day period beginning on the date that the House of
Representatives and the Senate have both completed consideration of a
qualified joint resolution pursuant to section 4.
(b) Effective Date.--Subsection (a) shall take effect as if enacted
as part of the Biggert-Waters Flood Insurance Reform Act of 2012.
SEC. 3. DETERMINATION OF AFFORDABILITY; SUBMISSION OF PROPOSED
LEGISLATIVE CHANGES.
(a) In General.--The Administrator of the Federal Emergency
Management Agency shall submit to the Congress, and to the Secretary of
the Senate if the Senate is not in session and to the Clerk of the
House of Representatives if the House is not in session, together with
the report referred to in section 2(a) of this Act--
(1) a determination of whether risk premium rates for flood
insurance coverage under the national flood insurance program
resulting from the amendments referred to in section 2(a) of
this Act are substantially affordable for all homeowners; and
(2) if the determination under paragraph (1) of this
subsection is that such premium rates are not substantially
affordable for all homeowners--
(A) recommendations for legislative modifications,
including any modifications necessary to the amendments
referred to in section 2(a), sufficient to ensure that
risk premium rates for flood insurance coverage under
the national flood insurance program resulting from the
amendments referred to in section 2(a) of this Act are
substantially affordable for all homeowners; and
(B) a proposed joint resolution that provides for
the legislative modifications under subparagraph (A).
(b) Public Availability.--The Administrator shall make the matter
submitted to the Congress pursuant to subsection (a), including the
proposed joint resolution, publicly available, and shall publish in the
Federal Register a notice of the matter and information on how it can
be obtained.
SEC. 4. EXPEDITED CONSIDERATION OF RECOMMENDATIONS FOR REFORMS.
(a) Qualified Joint Resolution.--For purposes of this section, the
term ``qualified joint resolution'' means only a joint resolution
described in section 3(2)(B) of this Act.
(b) Introduction.--A proposed qualified joint resolution
transmitted by the Administrator of the Federal Emergency Management
Agency under section 3(a) shall be introduced in the Senate (by
request) on the next day on which the Senate is in session by the
majority leader of the Senate or by a Member of the Senate designated
by the majority leader of the Senate and shall be introduced in the
House of Representatives (by request) on the next legislative day by
the majority leader of the House or by a Member of the House designated
by the majority leader of the House.
(c) No Referral.--A qualified joint resolution shall not be
referred to a committee in either House of Congress and shall
immediately be placed on the calendar.
(d) Motion To Proceed.--A motion to proceed to a joint resolution
is highly privileged in the House of Representatives and is privileged
in the Senate and is not debatable. The motion is not subject to a
motion to postpone, and all points of order against the motion are
waived. A motion to reconsider the vote by which the motion is agreed
to or disagreed to shall not be in order. If a motion to proceed to the
consideration of a qualified joint resolution is agreed to, the
qualified joint resolution shall remain the unfinished business of the
respective House until disposed of.
(e) Expedited Consideration in the House of Representatives.--In
the House of Representatives, a qualified joint resolution shall be
considered as read. All points of order against the qualified joint
resolution and against its consideration are waived. The previous
question shall be considered as ordered on the qualified joint
resolution to its passage without intervening motion except 2 hours of
debate shall be divided equally between the majority and minority
leaders or their designees. A motion to reconsider the vote on passage
of the qualified joint resolution shall not be in order. A vote on
final passage of the qualified joint resolution shall be taken in the
House of Representatives on or before the close of the 10th legislative
day after the date of the introduction of the qualified joint
resolution in the House of Representatives.
(f) Expedited Procedure in the Senate.--
(1) Consideration.--In the Senate, consideration of a
qualified joint resolution, and on all debatable motions and
appeals in connection therewith, shall be limited to not more
than 10 hours, which shall be divided equally between the
majority and minority leaders or their designees. A motion to
further limit debate is in order and not debatable. An
amendment to, a motion to postpone, a motion to proceed to the
consideration of other business, or a motion to commit the
qualified joint resolution is not in order.
(2) Passage.--If the Senate has proceeded to a qualified
joint resolution, the vote on passage of the qualified joint
resolution shall occur immediately following the conclusion of
consideration of the qualified joint resolution, and a single
quorum call at the conclusion of the debate if requested in
accordance with the rules of the Senate. A vote on the final
passage of the qualified joint resolution shall be taken in the
Senate on or before the close of the 10th legislative day after
the date of the introduction of the qualified joint resolution
in the Senate.
(3) Rulings of the chair on procedure.--Appeals from the
decisions of the Chair relating to the application of the rules
of the Senate, as the case may be, to the procedure relating to
a qualified joint resolution shall be decided without debate.
(g) Points of Order.--In the Senate or the House of
Representatives, a Member of the Senate or House of Representatives,
respectively, may raise a point of order that a qualified joint
resolution does not meet the definition of a qualified joint resolution
under subsection (a).
(h) Amendment.--A qualified joint resolution shall not be subject
to amendment in either the House of Representatives or the Senate.
(i) In General.--If, before passing a qualified joint resolution,
one House receives from the other a qualified joint resolution--
(1) the qualified joint resolution from the other House
shall not be referred to a committee; and
(2) with respect to a qualified joint resolution of the
House receiving the qualified joint resolution--
(A) the procedure in that House shall be the same
as if no qualified joint resolution had been received
from the other House until the vote on passage; but
(B) the vote on final passage shall be on the
qualified joint resolution of the other House.
(j) Exercise of Rulemaking Powers.--This section is enacted by the
Congress--
(1) as an exercise of the rulemaking power in the Senate
and House of Representatives, respectively, and as such it is
deemed a part of the rules of each House, respectively, but
applicable only with respect to the procedure to be followed in
that House in the case of a qualified joint resolution, and it
supersedes other rules only to the extent that it is
inconsistent with such rules; and
(2) with full recognition of the constitutional right of
either House to change the rules (so far as relating to the
procedure of that House) at any time, in the same manner and to
the same extent as in the case of any other rule of that House.
<all>
Introduced in House
Introduced in House
Referred to the Committee on Financial Services, and in addition to the Committee on Rules, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Financial Services, and in addition to the Committee on Rules, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Llama 3.2 · runs locally in your browser
Ask anything about this bill. The AI reads the full text to answer.
Enter to send · Shift+Enter for new line