Protection from Insurance Exchange Monopolies Act

Protection from Insurance Exchange Monopolies Act

This bill amends the Internal Revenue Code to exempt from the requirement to maintain minimum essential health coverage any individual residing in a county with fewer than two health insurance issuers offering qualified health plans on an exchange.

[Congressional Bills 114th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6049 Introduced in House (IH)]

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114th CONGRESS
  2d Session
                                H. R. 6049

 To amend the Internal Revenue Code of 1986 to provide an exemption to 
  the individual mandate to maintain health coverage for individuals 
    residing in counties with fewer than 2 health insurance issuers 
                     offering plans on an Exchange.


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                    IN THE HOUSE OF REPRESENTATIVES

                           September 15, 2016

Mr. Heck of Nevada (for himself, Mr. Amodei, Mr. Hardy, Mr. Pittenger, 
 Mr. Cole, Mr. Franks of Arizona, Mrs. Lummis, Mr. Gosar, Ms. McSally, 
 and Mr. Salmon) introduced the following bill; which was referred to 
                    the Committee on Ways and Means

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                                 A BILL


 
 To amend the Internal Revenue Code of 1986 to provide an exemption to 
  the individual mandate to maintain health coverage for individuals 
    residing in counties with fewer than 2 health insurance issuers 
                     offering plans on an Exchange.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Protection from Insurance Exchange 
Monopolies Act''.

SEC. 2. MODIFICATIONS TO EXEMPTION FROM REQUIREMENT TO MAINTAIN HEALTH 
              COVERAGE.

    (a) Exemption for Individuals in Areas With Fewer Than 2 Issuers 
Offering Plans on an Exchange.--Section 5000A(e) of the Internal 
Revenue Code of 1986 is amended by adding at the end the following new 
paragraph:
            ``(6) Individuals in areas with fewer than 2 issuers 
        offering plans on an exchange.--
                    ``(A) In general.--Any applicable individual for 
                any period during a calendar year if there are fewer 
                than 2 health insurance issuers offering qualified 
                health plans on an Exchange for such period in the 
                county in which the applicable individual resides.
                    ``(B) Aggregation rules.--For purposes of 
                subparagraph (A), all health insurance issuers treated 
                as a single employer under subsection (a) or (b) of 
                section 52, or subsection (m) or (o) of section 414, 
                shall be treated as a single health insurance 
                issuer.''.
    (b) Effective Date.--The amendments made by this section shall 
apply to months beginning after the date of the enactment of this Act.
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