Non-Judicial Foreclosure Debt Collection Clarification Act

[Congressional Bills 117th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2458 Introduced in House (IH)]

<DOC>






117th CONGRESS
  1st Session
                                H. R. 2458

  To amend the Fair Debt Collection Practices Act to clarify that the 
 definition of a debt collector includes, in all cases, a person in a 
business the principal purpose of which is the enforcement of security 
                               interests.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             April 13, 2021

 Mr. Auchincloss introduced the following bill; which was referred to 
                  the Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
  To amend the Fair Debt Collection Practices Act to clarify that the 
 definition of a debt collector includes, in all cases, a person in a 
business the principal purpose of which is the enforcement of security 
                               interests.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Non-Judicial Foreclosure Debt 
Collection Clarification Act''.

SEC. 2. ENFORCEMENT OF SECURITY INTERESTS.

     Section 803(6) of the Fair Debt Collection Practices Act (15 
U.S.C. 1692a(6)) is amended by striking ``For the purpose of section 
808(6), such term also includes any person who uses any instrumentality 
of interstate commerce or the mails in any business the principal 
purpose of which is the enforcement of security interests.''.
                                 <all>