Servicemembers’ Credit Monitoring Enhancement Act

Servicemembers' Credit Monitoring Enhancement Act

This bill applies to uniformed service members free electronic credit monitoring that is currently available to active duty service members.

[Congressional Bills 117th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7526 Introduced in House (IH)]

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117th CONGRESS
  2d Session
                                H. R. 7526

 To amend the Fair Credit Reporting Act to expand the definition of an 
active duty military consumer for purposes of certain credit monitoring 
                 requirements, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             April 14, 2022

  Ms. Stefanik (for herself, Mr. Ryan, Mr. Kelly of Mississippi, Mr. 
 Zeldin, and Mr. Gottheimer) introduced the following bill; which was 
            referred to the Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
 To amend the Fair Credit Reporting Act to expand the definition of an 
active duty military consumer for purposes of certain credit monitoring 
                 requirements, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Servicemembers' Credit Monitoring 
Enhancement Act''.

SEC. 2. CREDIT MONITORING.

    Section 605A(k) of the Fair Credit Reporting Act (15 U.S.C. 1681c-
1(k)) is amended--
            (1) by amending paragraph (1) to read as follows:
            ``(1) Uniformed services member consumer defined.--In this 
        subsection, the term `uniformed services member consumer' means 
        a consumer who is a member of the uniformed services (as such 
        term is defined under section 101(a) of title 10, United States 
        Code).''; and
            (2) in paragraph (2)(A), by striking ``active duty military 
        consumer'' and inserting ``uniformed services member 
        consumer''.
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