Preventing Racial Profiling in Lending Act

Preventing Racial Profiling in Lending Act

This bill prohibits a federal agency from requiring any person or entity to estimate a borrower's race or ethnicity through visual observation or surname when extending credit.

[Congressional Bills 118th Congress]
[From the U.S. Government Publishing Office]
[H.R. 1817 Introduced in House (IH)]

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118th CONGRESS
  1st Session
                                H. R. 1817

   To prohibit Federal agencies from requiring lenders to estimate a 
    borrower's race or ethnicity via visual observation or surname.


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                    IN THE HOUSE OF REPRESENTATIVES

                             March 27, 2023

  Mr. Williams of Texas (for himself, Mr. Luetkemeyer, and Mr. Hill) 
 introduced the following bill; which was referred to the Committee on 
                           Financial Services

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                                 A BILL


 
   To prohibit Federal agencies from requiring lenders to estimate a 
    borrower's race or ethnicity via visual observation or surname.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Preventing Racial Profiling in 
Lending Act''.

SEC. 2. PROHIBITION ON ESTIMATING RACE OR ETHNICITY.

    A Federal agency may not require any person or entity, when 
extending credit, to estimate a borrower's race or ethnicity via visual 
observation or surname.
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