UNLOCK Act

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5105 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 5105

 To amend the Housing and Community Development Act of 1974 to expand 
             new home construction, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           September 3, 2025

  Mr. Liccardo (for himself, Mr. Flood, Mr. Fields, and Ms. Salazar) 
 introduced the following bill; which was referred to the Committee on 
                           Financial Services

_______________________________________________________________________

                                 A BILL


 
 To amend the Housing and Community Development Act of 1974 to expand 
             new home construction, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Unleashing Needed Local Options to 
Construct and Keep Housing Act'' or the ``UNLOCK Act''.

SEC. 2. AMENDMENTS TO THE HOUSING AND COMMUNITY DEVELOPMENT ACT OF 
              1974.

    Section 105(a) of the Housing and Community Development Act of 1974 
(42 U.S.C. 5305(a)) is amended--
            (1) in paragraph (25)(D), by striking ``and'' at the end;
            (2) in paragraph (26), by striking the period at the end 
        and inserting ``; and''; and
            (3) by inserting at the end the following:
            ``(27) in the case of any metropolitan city or urban 
        county, State, unit of general local government, insular area, 
        or tribal entity that receives amounts under section 106, for 
        the construction of new residential housing for low- and 
        moderate-income persons, with or without the assistance from a 
        neighborhood-based nonprofit organization, or other private or 
        public nonprofit organization.''.
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