Claiming Age Clarity Act
This bill changes certain terms that are used by the Social Security Administration (SSA) to describe the ages at which a worker may claim Social Security retirement benefits.
First, the SSA must use minimum monthly benefit age instead of early eligibility age. This refers to the earliest age (62 under current law) at which a worker may claim benefits. (Currently, the benefit amount of a worker who claims benefits early is reduced to account for the longer period during which the worker is expected to receive benefits.)
Second, the SSA must use standard monthly benefit age instead of full retirement age and normal retirement age. These terms refer to the age at which a worker may claim benefits without a reduction in the benefit amount. (Currently, this age ranges from 65 to 67, depending on the worker's year of birth.)
Finally, the SSA must use the term maximum monthly benefit age for any reference to age 70 as the maximum age at which a worker may receive delayed retirement credits. The SSA may not use the term delayed retirement credit. These terms refer to the mechanism that increases the benefit amount of a worker who delays claiming benefits after reaching the full retirement age. (Currently, a worker receives a credit for each month between the full retirement age and age 70 that the worker delays claiming benefits. Each credit increases the benefit amount that the worker will receive after claiming benefits by a specified percentage.)
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5284 Introduced in House (IH)]
<DOC>
119th CONGRESS
1st Session
H. R. 5284
To require the Social Security Administration to make changes to the
social security terminology used in the rules, regulation, guidance, or
other materials of the Administration.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
September 10, 2025
Mr. Smucker (for himself, Mr. Beyer, Mr. Bean of Florida, and Mr.
Suozzi) introduced the following bill; which was referred to the
Committee on Ways and Means
_______________________________________________________________________
A BILL
To require the Social Security Administration to make changes to the
social security terminology used in the rules, regulation, guidance, or
other materials of the Administration.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ``Claiming Age Clarity Act''.
SEC. 2. CHANGES TO SOCIAL SECURITY TERMINOLOGY.
Not later than January 1, 2027, the Commissioner of Social Security
shall ensure that, in any rules, regulation, guidance, or other
materials of the Social Security Administration, whether online or in
print--
(1) the term ``early eligibility age'' is replaced with the
term ``minimum monthly benefit age'';
(2) the terms ``full retirement age'' and ``normal
retirement age'' are replaced with the term ``standard monthly
benefit age''; and
(3) the term ``delayed retirement credit'' shall not be
used and any reference to age 70 as the maximum age up to which
delayed retirement credits can be received shall be replaced
with the term ``maximum monthly benefit age''.
<all>
Introduced in House
Introduced in House
Referred to the House Committee on Ways and Means.
Committee Consideration and Mark-up Session Held
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 41 - 1.
Reported (Amended) by the Committee on Ways and Means. H. Rept. 119-330.
Reported (Amended) by the Committee on Ways and Means. H. Rept. 119-330.
Placed on the Union Calendar, Calendar No. 283.
Mr. Smith (MO) moved to suspend the rules and pass the bill, as amended.
Considered under suspension of the rules. (consideration: CR H4937-4938)
DEBATE - The House proceeded with forty minutes of debate on H.R. 5284.
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4937)
Llama 3.2 · runs locally in your browser
Ask anything about this bill. The AI reads the full text to answer.
Enter to send · Shift+Enter for new line
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4937)
Motion to reconsider laid on the table Agreed to without objection.
Received in the Senate and Read twice and referred to the Committee on Finance.