NFIP Extension Act of 2026

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5577 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 5577

 To amend the National Flood Insurance Act of 1968 to reauthorize the 
                   National Flood Insurance Program.


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                    IN THE HOUSE OF REPRESENTATIVES

                           September 26, 2025

Mr. Garbarino introduced the following bill; which was referred to the 
                    Committee on Financial Services

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                                 A BILL


 
 To amend the National Flood Insurance Act of 1968 to reauthorize the 
                   National Flood Insurance Program.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``NFIP Extension Act of 2026''.

SEC. 2. EXTENSION OF THE NATIONAL FLOOD INSURANCE PROGRAM.

    (a) Financing.--Section 1309(a) of the National Flood Insurance Act 
of 1968 (42 U.S.C. 4016(a)) is amended by striking ``September 30, 
2023'' and inserting ``September 30, 2026''.
    (b) Program Expiration.--Program expiration.--Section 1319 of the 
National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by 
striking ``September 30, 2023'' and inserting ``September 30, 2026''.
    (c) Retroactive Effective Date.--If this Act is enacted after 
September 30, 2025, the amendments made by subsections (a) and (b) 
shall take effect as if enacted on September 30, 2025.
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