STUDENT Act

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6134 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 6134

  To require disclosure of the total amount of interest that would be 
    paid over the life of a loan for certain Federal student loans.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           November 19, 2025

     Mr. Feenstra (for himself, Mrs. Hinson, and Mr. Nunn of Iowa) 
 introduced the following bill; which was referred to the Committee on 
                        Education and Workforce

_______________________________________________________________________

                                 A BILL


 
  To require disclosure of the total amount of interest that would be 
    paid over the life of a loan for certain Federal student loans.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Student Transparency for 
Understanding Decisions in Education Net Terms Act'' or the ``STUDENT 
Act''.

SEC. 2. INTEREST DISCLOSURE.

    Section 455(p) of the Higher Education Act of 1965 (20 U.S.C. 
1087e(p)) is amended--
            (1) by striking ``shall, with respect to loans'' and 
        inserting the following: ``shall--
            ``(1) with respect to loans'';
            (2) by striking ``part B.'' and inserting ``part B; and''; 
        and
            (3) by adding at the end the following:
            ``(2) include in the disclosure required under section 
        433(a) the total amount of interest that would be paid over the 
        life of the loan, using the standard repayment plan applicable 
        based on the total outstanding principal of all loans of the 
        borrower.''.
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