Modular Housing Production Act

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6269 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 6269

To require the Secretary of Housing and Urban Development to conduct a 
    review of Federal Housing Administration construction financing 
 programs to identify barriers to the use of modular home methods, and 
                          for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           November 21, 2025

Mr. Lynch (for himself and Mrs. McClain) introduced the following bill; 
       which was referred to the Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
To require the Secretary of Housing and Urban Development to conduct a 
    review of Federal Housing Administration construction financing 
 programs to identify barriers to the use of modular home methods, and 
                          for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Modular Housing Production Act''.

SEC. 2. MODULAR HOUSING PRODUCTION ACT.

    (a) Definitions.--In this Act:
            (1) Manufactured home.--The term ``manufactured home'' has 
        the meaning given the term in section 603 of the National 
        Manufactured Housing Construction and Safety Standards Act of 
        1974 (42 U.S.C. 5402).
            (2) Modular home.--The term ``modular home'' means a home 
        that is constructed in a factory in 1 or more modules, each of 
        which meet applicable State and local building codes of the 
        area in which the home will be located, and that are 
        transported to the home building site, installed on 
        foundations, and completed.
            (3) Secretary.--The term ``Secretary'' means the Secretary 
        of Housing and Urban Development.
    (b) FHA Construction Financing Programs.--
            (1) In general.--The Secretary shall conduct a review of 
        Federal Housing Administration construction financing programs 
        to identify barriers to the use of modular home methods.
            (2) Requirements.--In conducting the review under paragraph 
        (1), the Secretary shall--
                    (A) identify and evaluate regulatory and 
                programmatic features that restrict participation in 
                construction financing programs by modular home 
                developers, including construction draw schedules; and
                    (B) identify administrative measures authorized 
                under section 525 of the National Housing Act (12 
                U.S.C. 1735f-3) to facilitate program utilization by 
                modular home developers.
            (3) Report.--Not later than 1 year after the date of 
        enactment of this Act, the Secretary shall publish a report 
        that describes the results of the review conducted under 
        paragraph (1), which shall include a description of 
        programmatic and policy changes that the Secretary recommends 
        to reduce or eliminate identified barriers to the use of 
        modular home methods in Federal Housing Administration 
        construction financing programs.
            (4) Rulemaking.--
                    (A) In general.--Not later than 120 days after the 
                date on which the Secretary publishes the report under 
                paragraph (3), the Secretary shall initiate a 
                rulemaking to examine an alternative draw schedule for 
                construction financing loans provided to modular and 
                manufactured home developers, which shall include the 
                ability for interested stakeholders to provide robust 
                public comment.
                    (B) Determination.--Following the period for public 
                comment under subparagraph (A), the Secretary shall--
                            (i) issue a final rule regarding an 
                        alternative draw schedule described in 
                        subparagraph (A); or
                            (ii) provide an explanation as to why the 
                        rule shall not become final.
    (c) Standardized Uniform Commercial Code for Modular Homes.--
            (1) Award.--The Secretary may award a grant to study the 
        design and feasibility of a standardized uniform commercial 
        code for modular homes, which shall evaluate--
                    (A) the utility of a standardized coding system for 
                serializing and securing modules, streamlining design 
                and construction, and improving modular home 
                innovation; and
                    (B) a means to coordinate a standardized code with 
                financing incentives.
            (2) Authorization of appropriations.--There is authorized 
        to be appropriated such funds as may be necessary to carry out 
        paragraph (1).
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