Loan Equity for Advanced Professionals Act

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6574 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 6574

 To amend the Higher Education Act of 1965 to ensure that graduate and 
  professional students have the same annual and aggregate limits for 
                   Federal Direct Unsubsidized Loans.


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                    IN THE HOUSE OF REPRESENTATIVES

                           December 10, 2025

  Mr. Kennedy of New York (for himself, Ms. Tokuda, and Mr. Figures) 
 introduced the following bill; which was referred to the Committee on 
                        Education and Workforce

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                                 A BILL


 
 To amend the Higher Education Act of 1965 to ensure that graduate and 
  professional students have the same annual and aggregate limits for 
                   Federal Direct Unsubsidized Loans.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Loan Equity for Advanced 
Professionals Act''.

SEC. 2. ANNUAL AND AGGREGATE LOAN LIMITS FOR GRADUATE AND PROFESSIONAL 
              STUDENTS.

    Section 455(a)(4) of the Higher Education Act of 1965 (20 U.S.C. 
1087e(a)) is amended--
            (1) by amending subparagraph (A) to read as follows:
            ``(A) Annual limits beginning july 1, 2026.--Subject to 
        paragraphs (7)(A) and (8), beginning on July 1, 2026, the 
        maximum annual amount of Federal Direct Unsubsidized Stafford 
        loans, that a graduate student or professional student may 
        borrow in any academic year or its equivalent, shall be 
        $50,000.''; and
            (2) by amending subparagraph (B) to read as follows:
                    ``(B) Aggregate limits.--Subject to paragraphs (6), 
                (7)(A), and (8), beginning on July 1, 2026, the maximum 
                aggregate amount of Federal Direct Unsubsidized 
                Stafford loans, in addition to the amount borrowed for 
                undergraduate education, that a graduate student or 
                professional student may borrow for any program of 
                study described in clause (i) or (ii) of subparagraph 
                (C) shall be $200,000.''.
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