Stop SCAMS Act

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7215 Introduced in House (IH)]

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119th CONGRESS
  2d Session
                                H. R. 7215

  To require the Director of the Federal Bureau of Investigation, the 
    Bureau of Consumer Financial Protection, and the Federal Trade 
 Commission to undertake a governmentwide effort to counter scams, and 
                          for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            January 22, 2026

 Mr. Harder of California (for himself and Mr. Fitzpatrick) introduced 
    the following bill; which was referred to the Committee on the 
 Judiciary, and in addition to the Committees on Energy and Commerce, 
 and Financial Services, for a period to be subsequently determined by 
the Speaker, in each case for consideration of such provisions as fall 
           within the jurisdiction of the committee concerned

_______________________________________________________________________

                                 A BILL


 
  To require the Director of the Federal Bureau of Investigation, the 
    Bureau of Consumer Financial Protection, and the Federal Trade 
 Commission to undertake a governmentwide effort to counter scams, and 
                          for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Stop Schemes, Cyberfraud, Abuse, 
Manipulation, and Swindles Act'' or the ``Stop SCAMS Act''.

SEC. 2. COUNTERING SCAMS AND RELATED ACTIVITIES.

    (a) In General.--The Director of the Federal Bureau of 
Investigation shall, in coordination with the Bureau of Consumer 
Financial Protection, the Federal Trade Commission, and the head of any 
other agency that the Director determines appropriate--
            (1) not later than 1 year after the date of the enactment 
        of this section--
                    (A) develop and implement a government-wide 
                strategy to counter scams and coordinate activities 
                across the government relating to countering scams;
                    (B) adopt a single definition of scam and various 
                scam types; and
                    (C) explore ways to harmonize data collection to 
                better identify scams, including by consistently 
                collecting data on scam type, dollar loss amount, 
                payment method, and other data fields, as determined 
                appropriate by the Director; and
            (2) not later than 2 years after the date of the enactment 
        of this section, develop and report a single, governmentwide 
        estimate of--
                    (A) the number of consumers affected by scams each 
                year, factoring in an estimate of incidents not 
                reported; and
                    (B) the dollar losses resulting from such scams.
    (b) Agency Requirements.--
            (1) Federal bureau of investigation.--The Director shall, 
        not later than 1 year after the date of the enactment of this 
        section--
                    (A) report an estimate of the number of complaints 
                received by the Federal Bureau of Investigation 
                relating to scams (as defined pursuant to subsection 
                (a)(1)(A)) each year and the estimated dollar losses 
                associated with such scams; and
                    (B) establish metrics and a plan to measure the 
                effectiveness of anti-scam training offered by the 
                Federal Bureau of Investigation through in-person 
                events and webinars.
            (2) Bureau of consumer financial protection.--The Bureau 
        shall, not later than 1 year after the date of the enactment of 
        this section--
                    (A) report an estimate of the number of complaints 
                received by the Bureau relating to scams (as defined 
                pursuant to subsection (a)(1)(A)) each year and the 
                estimated dollar losses associated with such scams; and
                    (B) establish metrics and a plan to measure the 
                effectiveness of anti-scam training offered by the 
                Bureau through in-person events and webinars.
            (3) Federal trade commission.--The Commission shall, not 
        later than 1 year after the date of the enactment of this 
        section--
                    (A) report an estimate of the number of complaints 
                received by the Commission relating to scams (as 
                defined pursuant to subsection (a)(1)(A)) each year and 
                the estimated dollar losses associated with such scams; 
                and
                    (B) establish metrics and a plan to measure the 
                effectiveness of anti-scam training offered by the 
                Commission through in-person events and webinars.
            (4) Reporting.--The Director, Bureau, and Commission shall 
        make publicly available in any annual report on scams the 
        estimate of the number of complaints received by the Director, 
        Bureau, and Commission, respectively.
    (c) Definitions.--In this section:
            (1) Agency.--The term ``agency'' has the meaning given that 
        term in section 551 of title 5, United States Code.
            (2) Bureau.--The term ``Bureau'' means the Bureau of 
        Consumer Financial Protection.
            (3) Commission.--The term ``Commission'' means the Federal 
        Trade Commission.
            (4) Director.--The term ``Director'' means the Director of 
        the Federal Bureau of Investigation.
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