Hurricane Katrina Bankruptcy Relief and Community Protection Act of 2005 - Amends federal bankruptcy law governing cases commenced as of October 17, 2005 (the effective date of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005).
Excludes from the accounting of current monthly incomepayments to victims of a natural disaster on account of their status as victims of a natural disaster.
Defines victim of a natural disaster as one: (1) whose financial condition is materially adversely affected by a natural disaster; and (2) whose domicile, residence, or principal place of business (including principal assets) in the United States is located in a natural disaster zone immediately preceding the event that caused the natural disaster.
Permits debtor status for a debtor unable to complete credit counseling because of a natural disaster.
Retains automatic stay protections for a debtor who is a victim of a natural disaster.
Modifies requirements governing the statutory deadline for completion of debtor's duties. Authorizes the court to extend any such time period if: (1) the debtor is a victim of a natural disaster; and (2) the debtor's status as a victim of a natural disaster necessitates such extension of time.
Includes within the permissible monthly expenses of a chapter 7 debtor the actual reasonably necessary expenses incurred as a result of being a victim of a natural disaster.
Modifies requirements governing conversion or dismissal of either a Chapter 7 case, a Chapter 11 Reorganization case, or Chapter 13 case if the debtor is a victim of a natural disaster.
Authorizes the court to grant an extension of time for filing small business bankruptcy documentation if the debtor is unable to meet the deadline because of a natural disaster.
[Congressional Bills 109th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3697 Introduced in House (IH)]
109th CONGRESS
1st Session
H. R. 3697
To amend title 11 of the United States Code to provide relief with
respect to disaster-related debts incurred by victims of Hurricane
Katrina and other natural disasters.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
September 8, 2005
Mr. Conyers (for himself, Mr. Watt, Ms. Jackson-Lee of Texas, Mr.
Nadler, Mr. Taylor of Mississippi, Mr. Kucinich, Mr. Moran of Virginia,
Mrs. Maloney, Ms. Wasserman Schultz, Ms. Lee, Ms. Linda T. Sanchez of
California, Ms. Carson, Mrs. Davis of California, Ms. Zoe Lofgren of
California, Mr. Crowley, Mr. Serrano, Mr. Scott of Virginia, Ms.
Woolsey, Ms. McCollum of Minnesota, Mr. Rothman, Mr. Grijalva, Mr.
Meehan, Mr. Blumenauer, Mr. Berman, Mr. Delahunt, Ms. Schakowsky, Mr.
Emanuel, Mr. McDermott, Mr. Sanders, Mr. Udall of New Mexico, Ms.
Watson, and Mrs. Capps) introduced the following bill; which was
referred to the Committee on the Judiciary
_______________________________________________________________________
A BILL
To amend title 11 of the United States Code to provide relief with
respect to disaster-related debts incurred by victims of Hurricane
Katrina and other natural disasters.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ``Hurricane Katrina Bankruptcy Relief
and Community Protection Act of 2005''.
SEC. 2. DEFINITIONS; WHO MAY BE A DEBTOR.
(a) Current Monthly Income.--Section 101(10A)(B) is amended--
(1) by striking ``and payments'' and inserting
``payments'', and
(2) by inserting before the period at the end ``, and
payments to victims of a natural disaster on account of their
status as victims of a natural disaster''.
(b) Natural Disaster; Natural Disaster Zone.--Section 101 of title
11, United States Code, is amended--
(1) by redesignating paragraphs (40A) and (40B) as
paragraphs (40C) and (40D), respectively, and
(2) by inserting after paragraph (40) the following:
``(40A) The term `natural disaster' means--
``(A) a major disaster, as defined in section 102
of the Robert T. Stafford Disaster Relief and Emergency
Assistance Act; or
``(B) a situation similar to such a major disaster
(as so defined), with respect to which a determination
is made in accordance with State law that such
situation exists.
``(40B) The term `natural disaster zone' means the
geographical area included in the determination of a natural
disaster.''.
(c) Victim of Natural Disaster.--Section 101 of title 11, United
States Code, is amended by adding at the end the following:
``(56) The term `victim of a natural disaster' means a
person--
``(A) whose financial condition is materially
adversely affected by a natural disaster; and
``(B) whose domicile, residence, or principal place
of business in the United States, or whose principal
assets in the United States, are located in a natural
disaster zone immediately preceding the event that
caused the natural disaster exists.''.
(d) Who May Be a Debtor.--Section 109(h)(4) of title 11, United
States Code, is amended by inserting ``natural disaster,'' after
``disability,''.
SEC. 3. AMENDMENT TO CHAPTER 3.
Section 362(b)(22) of title 11, United States Code, is amended by
inserting ``(excluding a debtor who is victim of a natural disaster)''
after ``debtor'' the 1st place it appears.
SEC. 4. AMENDMENTS TO CHAPTER 5.
Section 521 of title 11, United States Code, is amended by adding
at the end the following:
``(k) The Court may extend any time period specified in this
section as may be necessary if--
``(1) the debtor is a victim of a natural disaster; and
``(2) the debtor's status as a victim of a natural disaster
necessitates such extension of time.''.
SEC. 5. AMENDMENTS TO CHAPTER 7.
(a) Debtor's Monthly Expenses.--Section 707(b)(2)(A)(ii) of title
11, United States Code, is amended by adding at the end the following:
``(IV) In addition, the debtor's monthly expenses may include the
actual reasonably necessary expenses incurred as a result of being a
victim of a natural disaster.''.
(b) Limitation on Conversion of Case.--Section 707(b)(2) of title
11, United States Code, is amended by adding at the end the following:
``(E) Subparagraphs (A), (B), and (C) shall not apply, and the
court may not dismiss or convert a case under section 707(b), if the
debtor is a victim of a natural disaster.''.
SEC. 6. AMENDMENTS TO CHAPTER 11.
(a) Conversion of Case.--Section 1112(b) of title 11, United States
Code is amended--
(1) in paragraph (2)(B)(i) by inserting ``, including a
natural disaster'' before the semicolon, and
(2) in paragraph (3) by inserting ``(including a natural
disaster)'' after ``circumstances''.
(b) Who May File a Plan.--Section 1121(e)(3) of title 11, United
States Code, is amended--
(1) in subparagraph (A) by inserting ``(i)'' after ``(A)'',
(2) in subparagraph (C) by striking the period at the end
and inserting ``; or'',
(3) by redesignating subparagraphs (B) and (C) as clauses
(ii) and (iii), respectively, and
(4) by adding at the end the following:
``(B) the debtor is unable to meet the deadline
because of a natural disaster.''.
(c) Extension of Time for Small Businesses.--Chapter 11 of title
11, United States Code, is amended--
(1) in the table of sections by adding at the end the
following:
``1117. Extension of time for small businesses.'', and
(2) in subchapter I by adding at the end the following:
``Sec. 1117. Extension of time for small businesses
``Notwithstanding any other provision of this title, in a small
business case the court may extend any deadline specified in this
chapter if the court finds that such extension is--
``(1) necessary to protect the best interests of the
creditors and the estate; or
``(2) warranted by a natural disaster.''.
SEC. 7. AMENDMENTS TO CHAPTER 13.
(a) Conversion or Dismissal.--Section 1307(e) of title 11, United
States Code, is amended by adding at the end the following:
``The Court may extend any time period specified in this subsection as
may be necessary if--
``(1) the debtor is a victim of a natural disaster; and
``(2) the debtor's status as a victim of a natural disaster
necessitates such extension of time.''.
(b) Filing of Prepetition Tax Returns.--Section 1308 of title 11,
United States Code, is amended by adding at the end the following:
``(d) The Court may extend any time period specified in this
subsection as may be necessary if--
``(1) the debtor is a victim of a natural disaster; and
``(2) the debtor's status as a victim of a natural disaster
necessitates such extension of time.''.
SEC. 8. AMENDMENT TO TITLE 28 OF THE UNITED STATES CODE.
Section 1408 of title 28, United States Code, is amended--
(1) by inserting ``(a)'' before ``Except'', and
(2) by adding at the end the following:
``(b) If a case under title 11 cannot be commenced in a district
court described in subsection (a) because a person is the victim of a
natural disaster (as defined in section 101 of title 11), then a case
under title 11 may be commenced by such person in the district court
for the district in which such person resides.''.
SEC. 9. EFFECTIVE DATE; APPLICATION OF AMENDMENTS.
(a) Effective Date.--This Act and the amendments made by this Act
shall take effect on October 18, 2005.
(b) Application of Amendments.--The amendments made by this Act
shall apply only with respect to cases commenced under title 11 of the
United States Code on and after October 17, 2005.
<all>
Introduced in House
Introduced in House
Sponsor introductory remarks on measure. (CR E1803-1804)
Referred to the House Committee on the Judiciary.
Referred to the Subcommittee on Commercial and Administrative Law.
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