Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2014

Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2014 - Amends federal bankruptcy law to allow an individual whose student loan debt is discharged due to undue hardship to recover the costs of, and a reasonable attorney's fee for, the discharge proceeding if the court finds that the position of the creditor was not substantially justified.

[Congressional Bills 113th Congress]
[From the U.S. Government Publishing Office]
[H.R. 4835 Introduced in House (IH)]

113th CONGRESS
  2d Session
                                H. R. 4835

  To amend title 11 of the United States Code to stop abusive student 
             loan collection practices in bankruptcy cases.


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                    IN THE HOUSE OF REPRESENTATIVES

                             June 11, 2014

   Mr. Conyers (for himself, Mr. Cohen, and Mr. Johnson of Georgia) 
 introduced the following bill; which was referred to the Committee on 
                             the Judiciary

_______________________________________________________________________

                                 A BILL


 
  To amend title 11 of the United States Code to stop abusive student 
             loan collection practices in bankruptcy cases.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Stopping Abusive Student Loan 
Collection Practices in Bankruptcy Act of 2014''.

SEC. 2. AMENDMENT.

    Section 523(d) of title 11 of the United States Code is amended by 
striking ``of this section'' and inserting ``or the debtor requests a 
determination of the dischargeability of a debt based on undue hardship 
under subsection (a)(8)''.

SEC. 3. EFFECTIVE DATE; APPLICATION OF AMENDMENT.

    (a) Effective Date.--Except as provided in subsection (b), this Act 
and the amendment made by this Act shall take effect on the date of the 
enactment of this Act.
    (b) Application of Amendment.--The amendment made by this Act shall 
apply only with respect to cases commenced under title 11 of the United 
States Code on or after the date of the enactment of this Act.
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